Did your premium go up?


I noticed mine did and I am thinking this is down to offering a driving service. I do have coverage for it but it didn't go up right away. It went into effect 3 months after the fact and I am not sure why. I am currently paying $82 MORE a month and I am not sure if this is just me or what.

May 5, 2020 3:20 PM
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Mine did go up but it went back down. I did change vehicles and a few laws were changed in my area. I would see if maybe things changed in your area in terms of coverage and speak to your insurance provider.

May 12, 2020 11:39 PM

I think some companies will raise it when they know you are driving more. The more you drive, the more likely are your chances of being in some form of accident, even a bumper to bumper tap on a main road which is the most common for people.

May 18, 2020 6:17 PM


Does driving for LYFT raise your insurance?

However, adding this endorsement increases your premium 15% to 20%. USAA and Farmers both offer coverage during Period 1, which is considered the riskiest period for drivers because Lyft's lower-limit liability coverage is in effect during this time.

June 1, 2020 8:46 PM

If they do raise it, you will notice after 3 to 6 months of driving for Uber of Lyft. Some will raise it because your general insurance packages did not cover the kind of perks you need to drive for either company.

July 23, 2020 6:45 PM


Mine did by about $50 a month I believe. It was not unexpected as my insurance company told me it would go up when I verified that I could drive for Uber. They have to add extra coverage.

July 23, 2020 6:57 PM